Our APEX Certified Financial Planners (CFPs) follow an internationally recognized, six-step process for creating your financial plan. It’s a simple, no-nonsense approach that will help us tailor a plan that is designed for you and your specific requirements. And we’ll be there to make the whole thing as easy as possible for you.
STEP 1: Establishing and Defining the Relationship
This is the initial step, where we discuss the big picture of the whole process – the services you require, and the services that we can provide. We’ll discuss your responsibilities, our responsibilities, and how compensation works. We’ll also ensure there are no conflicts of interest.
STEP 2: Gathering Data and Determining Goals
In this step, you provide us with all necessary financial information. We will ask you about your family, your current financial situation, your income and budget, any existing financial plans, as well as your key short and long term financial goals so that we can begin to work on a plan for you.
STEP 3: Analyzing Your Information
We will review your information and evaluate how we can best help you achieve the goals you’ve communicated, within your current financial situation.
STEP 4: Developing and Presenting your APEX Financial Plan
We will prepare and deliver to you a financial plan and cash flow model that will address your stated goals, needs and priorities. We will explain our recommendations clearly and ensure that you are in agreement with moving the plan forward, or make changes as necessary.
STEP 5: Implementing Your Financial Plan
We will agree on an action plan and process to implement the plan, which will be put into place by your APEX team.
STEP 6: Monitoring and Reviewing the Plan and Our Relationship
We will discuss together a time frame for reviewing and evaluating your financial plan’s progress and implementing any revisions as necessary. Our team always available to you should you have questions throughout the process, and we are constantly monitoring our clients’ plans so that we remain at the cutting edge of the industry.
Contact your APEX team today and let us help you strategize for your financial future.